A group of applications sold as a complete package. Wincor Nixdorf has developed the Retail Banking Suite (ProClassic/Enterprise Retail Banking Solution Suite) for the banking industry and the TP Application Suite for its retail customers.

The systematic allocation of the depreciable amount of an asset over its useful life. In the case of an ­intangible asset or goodwill, the term “amortization” is generally used instead of “depreciation.” Both terms have the same meaning.

The segment within Wincor Nixdorf dealing with the development, manufacture, and sale of hardware, software, and services for customers in the banking industry.

The term Cash Cycle Management is used to describe all the measures in place to assure the short-term availability of cash in the Company. It covers the full range of tasks and measures implemented to provide sufficient liquidity and achieve the greatest possible level of transaction efficiency. Cash Management goes beyond the simple administration of cash resources; it involves the active, targeted control of cash with a view to assuring and maintaining the Company’s ability to meet its payment obligations.

Cash flow describes the change in cash and cash equivalents during the period under review.

The term Cash Management is used to describe all the measures in place to assure the short-term availability of cash in the Company. It covers the full range of tasks and measures implemented to provide sufficient liquidity and achieve the greatest possible level of transaction efficiency. Cash Management goes beyond the simple administration of cash resources; it involves the active, targeted control of cash with a view to assuring and maintaining the Company’s ability to meet its payment obligations.

Cash machine that counterfeit-checks deposited banknotes and subsequently makes this cash available for withdrawals.

Cash systems include devices for dispensing or depositing cash as well as combined cash recycling systems for self-service and teller/cashier operation.

Module that automates the process of accepting and identifying banknotes and checks.

Systems, made up of hardware and software, used for the process of scanning and payment of goods in retail outlets.

In most cases, consulting services are unrelated to a specific product and are offered when the client either lacks the required in-house expertise or the time. It is a general term that can be used to describe a range of professional activities. It is often used in the context of business or IT consulting.

Responsible management and control of a company based on the principle of creating value over the long term.

The declaration made by the Board of Directors and the ­Supervisory Board pursuant to Section 161 of the German Stock Corporation Act (Aktiengesetz – AktG) relating to implementation of the recommendations of the Government Commission on German Corporate Governance.

Temporary differences between taxes calculated on the basis of accounting profit, on the one hand, and taxable profit, on the other, the aim being to present tax expense on the basis of accounting profit.

Distribution (or sales) channels are the various channels used for communication with customers. Offering hardware, software, and services through a number of different distribution channels is often referred to as multichannel distribution (see also Multichannel).

Shows how much a company pays out in dividends each year relative to its share price: dividend amount divided by the current share price, multiplied by 100.

The term used by Wincor Nixdorf to describe an approach whereby security-critical data from various sources can be brought together in real time and analyzed, before subsequent measures are initiated.

Earnings before interest, taxes, and amortization of goodwill. Wincor Nixdorf uses EBITA as an indicator of the underlying profitability of its core Retail and Banking businesses.

Earnings before interest, taxes, depreciation, and amortization of goodwill, and licenses.

Electronic checkout (or electronic point-of-sale) systems are taken to include all types of checkout systems that function elec­tronically rather than mechanically.

Electronic checkout (or electronic point-of-sale) systems are taken to include all types of checkout systems that function elec­tronically rather than mechanically.

The free float of a public company is an estimate of the proportion of shares that are not held by large owners and that are not stock with sales restrictions. It is a measure of how many shares are reasonably liquid and therefore excludes those shares held by strategic shareholders.

The aim of these standards is to make it easier to compare company data. In accordance with an EU directive, all quoted companies are obliged to present their financial statements and reports in line with these rules.

Standardized services associated with the operation of IT systems and information and communication infrastructures within the retail and banking environment.

Under the multichannel principle, transactions that are executed using various distribution or sales channels, such as counter, Internet, or ATM transactions, can be settled and managed through a uniform system that makes it possible to use identical applications and data sets.

Miscellaneous securities plus cash in hand and at bank (including checks), minus bank liabilities.

These are systems deployed for the purpose of presenting information and processing transactions, such as statement printers and kiosk or money transfer terminals.

Abbreviation for Original Equipment Manufacturer; the OEM’s products are purchased by a company and retailed under that purchasing company's brand name.

This term refers to the delegation of operational functions and duties to outside suppliers.

Product Related Services are those directly connected with the product after installation and during its life cycle (e.g., maintenance services).

These involve providing specialized services to businesses. Wincor Nixdorf offers consulting and integration services. The term also covers all services relating to the implementation of a solution.

Profit of the Group before it is divided into “Profit attributable to minority interest” and “Profit ­attributable to equity holders of Wincor ­Nixdorf AG.”

Expenditure on research and development activities.

The development, production, logistics, marketing, and sale of hard­ware together with software and other services for Wincor Nixdorf’s retail customers.

Line of credit that can be utilized repeatedly up to the end of the agreed term despite the borrower already having made repayments. The revolving credit can be utilized in part or in full, and in our specific case the amounts borrowed can be denominated in various currencies (multicurrency revolving facility).

Rollout describes the process of implementing new technologies, products or applications; in other words, the launch for final use and consumption. Alternatively, it can also mean large-scale installation projects such as EPOS systems or ATMs in branch offices or stores under a stipulated project timetable.

This checkout procedure is executed at the checkout counter without a cashier. The customer scans the products and pays for them at the machine using cash or a debit or credit card.

Equipment or devices that permit consumers or bank customers to execute transactions without the assistance of service or sales personnel or banking staff. Self-service products are, for example, ATMs, self-checkout systems, or kiosk terminals.

This term is used to refer to all those parts of our portfolio, such as consulting, that do not consist of hardware or software.

Compilation, processing, and analysis of detailed information about system components and overall system status as a basis of efficient management of services workflow.

User hotline for error notifications, enquiries, and password resets.

Flexible, scalable IT architecture that is designed to support data processing by means of modularizing and interconnecting processes and systems. Heterogeneous system environments are efficiently adjusted to changing business processes with the help of a software platform.

This refers to a method of surreptitiously procuring data from a bank or credit card at an ATM by illegal means and subsequently copying this data to forged cards.

A solution is a combination of at least two of the following: hardware, software, and services/consulting.

Products capable of issuing status messages autonomously, providing identity-related data as requested, and – if the need arises – reporting errors or malfunctions automatically. Serviceability requirements are taken into account as soon as initial ideas concerning the features of new products are formulated.

The total costs of hardware, software, or a service, including all direct and indirect costs (including consequential costs).

Processing and forwarding, including authentication, of data relating to financial transactions executed within the banking industry.

Intensity of price fluctuations of a stock, currency or bulk commodity compared to the market development.

Working capital is defined as inventories plus trade receivables, less trade payables, less prepayments received and deferred income.