Segment Reporting


Segment Performance. Net sales in the Banking segment showed a modest increase of 1% to €1,195 million (previous year: €1,183 million), although the figure for the third quarter was down 10%. EBITA generated in the Banking segment over the first nine months fell by 7% to €114 million (previous year: €122 million).

Key Performance Indicators: Banking Segment.

€m

 

9 months
2008/2009

9 months
2007/2008

Change

Net sales

1,195

1,183

1%

EBITA

114

122

–7%

EBITA margin (%)

9.5

10.3

Net sales generated in the Retail segment showed a year-on-year decrease of 4% to €534 million (previous year: €555 million) over the first nine months and 13% in the third quarter. Segment EBITA for the reporting period was down 20% at €24 million (previous year: €30 million).

Key Performance Indicators: Retail Segment.

€m

 

9 months
2008/2009

9 months
2007/2008

Change

Net sales

534

555

–4%

EBITA

24

30

–20%

EBITA margin (%)

4.5

5.4

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