For both banks and retailers alike, the flow of cash creates risks and generates a high level of costs. Many of them are responding to these challenges through the use of technologies that are increasingly similar and increasingly interlinked. Our Cash Cycle Management (Glossary)  portfolio, for instance, allows us to structure the branch- and store-level cash cycles of banks and retailers in an efficient manner. We deliver products that support the overarching cash cycle between banks and retailers. Our hardware, software and services (Glossary)  solutions (Glossary)  are designed with an eye to their future integration in complex cash management processes. We have already combined certain processes from the retail and retail banking industries as part of a point of sale project for a service station company. The Bundesbank (German Federal Bank) enables partners to support cash deposit and withdrawal processes digitally using the CashEDI (Cash Electronic Data Interchange) procedure. Wincor Nixdorf was one of the first companies to become an accredited partner of the Bundesbank and has integrated the procedure into its portfolio. Our long-term aim is to develop this portfolio even further to ensure the efficient, local and demand-oriented circulation of cash.