Segment Reporting


Banking Segment.
Business in the Banking segment developed very well during the first three quarters of the fiscal year, with net sales up 15% to €1,183 million (previous year: €1,026 million). In the third quarter, growth in net sales reached 11%. EBITA for the Banking segment rose by €16 million to €122 million in the first nine months of the fiscal year (previous year: €106 million), thus exceeding last year’s figure by a significant 15%.

Key Performance Indicators: Banking Segment.

€m

 

9 months
2007/2008

9 months
2006/2007

Change

Net sales

1,183

1,026

15%

EBITA

122

106

15%

EBITA margin (%)

10.3

10.3

Retail Segment.
At €555 million in the first nine months of the fiscal year (previous year: €576 million), net sales in the Retail segment fell 4% short of the figure posted for the same period a year ago. In the third quarter, net sales improved slightly by 1%. EBITA generated in the Retail segment declined by 6% to €30 million in the period under review (previous year: €32 million).

Key Performance Indicators: Retail Segment.

€m

 

9 months
2007/2008

9 months
2006/2007

Change

Net sales

555

576

–4%

EBITA

30

32

–6%

EBITA margin (%)

5.4

5.6

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