The introduction of new branch concepts goes hand in hand with a redesign of branch architecture that complies with sales needs. This also involves reorganizing cash processes. Efficient cash handling is made possible by deploying automated teller safes (ATS) at all points where bullet-proof glass has been replaced by customer-friendly service and consultant terminals.

As a rule, FO/ATS connects front-office solutions to the ATS systems, with cash transactions being initiated and entered via the front-office application. The debit and credit transactions are ultimately handled on the ATS via FO/ATS.

Thanks to use of the J/XFS market standard to control the special banking peripherals, FO/ATS helps protect bank investments by ensuring that the installed base and new ATSs are both easily and flexibly integrated in existing branch and front-office applications.